:root{--ink:#18221d;--muted:#5d6b63;--line:#dfe7e1;--soft:#f3f7f4;--brand:#176b46;--brand-dark:#0f5034;--accent:#f2b84b;--white:#fff;--radius:18px;--shadow:0 16px 50px #14322414}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:#fbfdfb;margin:0;font-family:ui-sans-serif,system-ui,-apple-system,PingFang TC,Noto Sans TC,sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}h1,h2,h3,p{margin-top:0}h1{letter-spacing:-.04em;font-size:clamp(2.2rem,6vw,4.6rem);line-height:1.08}h2{line-height:1.25}.container{width:min(1120px,100% - 36px);margin-inline:auto}.site-header{z-index:20;border-bottom:1px solid var(--line);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fbfdfbe6;position:sticky;top:0}.nav-wrap{justify-content:space-between;align-items:center;min-height:68px;display:flex}.brand{color:var(--brand);font-size:1.3rem;font-weight:900}nav{gap:22px;font-size:.95rem;display:flex}.hero{background:radial-gradient(circle at 80% 10%,#dceee3 0,#0000 35%),linear-gradient(135deg,#f7fbf8,#edf7f0);padding:84px 0}.hero-grid{grid-template-columns:1.5fr .8fr;align-items:center;gap:44px;display:grid}.eyebrow{color:var(--brand);letter-spacing:.08em;text-transform:uppercase;font-weight:800}.lead{color:var(--muted);max-width:720px;font-size:1.2rem}.actions{flex-wrap:wrap;gap:12px;margin-top:28px;display:flex}.button{border:1px solid var(--line);background:var(--white);cursor:pointer;border-radius:999px;justify-content:center;align-items:center;padding:12px 18px;font-weight:800;display:inline-flex}.button.primary{background:var(--brand);border-color:var(--brand);color:#fff}.button.full{width:100%;margin-top:10px}.hero-card,.panel,.calculator{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px}.metric{border-bottom:1px solid var(--line);justify-content:space-between;padding:16px 0;display:flex}.metric:last-child{border:0}.metric 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div{border-bottom:1px solid var(--line);justify-content:space-between;gap:20px;padding:12px 0;display:flex}.facts dt{color:var(--muted)}.facts dd{font-weight:800}.article{max-width:780px;padding-top:70px;padding-bottom:80px}.article>p{margin-bottom:1.5em;font-size:1.12rem}.calculator{grid-template-columns:1.4fr .8fr;gap:28px;display:grid}.form-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form-grid label{font-weight:800}.form-grid input{margin-top:6px;font-weight:400;display:block}.result-card{background:var(--soft);border-radius:14px;padding:20px}.result-card dl div.total{border-bottom:0;font-size:1.12rem}.notice,.fine-print{color:var(--muted);font-size:.9rem}.calculator>.notice{grid-column:1/-1}.site-footer{color:#fff;background:#13261d;padding:48px 0}.site-footer .fine-print{color:#b7c6bd}@media (max-width:850px){nav{display:none}.hero-grid,.detail-grid,.calculator{grid-template-columns:1fr}.card-grid,.card-grid.three{grid-template-columns:1fr 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